Capital Gains Calculator

What you'll see in the results

6 outputs come back. Here is what each one means.

Gross gain

Sale price minus purchase price before any adjustments.

Indexed gain (LTCG)

Indexed cost of acquisition — purchase price adjusted for inflation using CII.

Taxable gain

The gain that is actually taxable after all adjustments.

Capital gains tax

Tax owed on the taxable gain at the applicable rate.

Net proceeds after tax

Sale price minus the capital gains tax — what you receive after tax.

Tax rate (%)

Rate applied to the taxable gain (STCG at slab rates or LTCG at 12.5%/20%).

How to use this calculator

1. 1

   Choose your asset type

   Select the type of asset you sold: equity shares, equity-oriented mutual funds, non-equity assets (debt funds, property), or immovable property. Each type has a different tax rate and holding-period rule.

2. 2

   Enter purchase and sale price

   Type the original purchase price and the final sale price in rupees. For property, also enter the improvement costs and transfer expenses. For equity, the buy price and sell price on the exchange.

3. 3

   Set holding period and CII

   Enter how many months you held the asset. Assets held 12 months or more (equity) or 24 months or more (property) qualify as long-term; shorter is short-term. For long-term gains on non-equity assets, also enter the Cost Inflation Index (CII) for the purchase and sale years.

4. 4

   Read your gain and tax

   Results show the gross gain, indexed cost (if applicable), taxable gain, the tax rate applied, the capital gains tax owed, and the net proceeds after tax. Long-term gains on equity are taxed at 12.5% with a ₹1.25 lakh exemption per year.

Methodology and sources

The calculator classifies your gain as short-term (held less than 12 months for equity, 24 months for property) or long-term, and applies the correct rate from the Income Tax Act 2025. For long-term gains on non-equity assets, it applies the Cost Inflation Index to adjust the purchase price for inflation.

1. 1. Income Tax Act 2025 — sections 111–115F (capital gains) Short-term and long-term capital gains rules and rates. Verified 19 October 2026.
2. 2. Income-tax Rules, 2026 — Cost Inflation Index values CII table for indexation of capital gains on non-equity assets. Verified 19 October 2026.
3. 3. CBDT — cost inflation index notifications Annual CII values for each financial year. Verified 19 October 2026.

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