Tool directory
Pick the right calculator for your goal
Free financial calculators for India. Estimate EMI, income tax, credit score, or loan eligibility. No login needed.
Directory at a glance
Tools
33
Free, no login
Categories
7
Tax, fees, rewards, …
Updates verified
Oct 2026
Income Tax Act 2025 slabs
Editor's picks
Start here — estimate your income tax, model a home loan EMI, or check the cost of any personal loan.
Lifestyle
Forex markup tools, savings goals, and financial planning calculators.
Pick the right tool
How to choose the right calculator
Pick the group that matches your goal. All tools are free, and all run in your browser.
- 1
Name your goal
Need EMI, tax, rewards, or fees? Pick one goal first.
- 2
Pick a group
Tax, fees, rewards, eligibility, lifestyle, debt. Each group has one kind of tool.
- 3
Open the tool
All 33 tools are free. No login. Results run in your browser. Nothing goes to a server.
- 4
Check if you qualify
Use the eligibility tools. Add your pay and credit score. See which loans or cards fit you.
Frequently asked questions
4 answers Which calculator do I need first?
Start with the EMI calculator if you are comparing loans or thinking about converting a purchase to EMI. Use the income tax calculator to estimate your tax liability, and the credit score recommender to check which loan tier you may qualify for.
Are these calculators free to use?
Yes — every calculator is free and needs no account. Results compute instantly in your browser; nothing you type is sent to a server or stored.
How accurate are the results?
Results are estimates from publicly available rate data (loan interest rates, income tax slabs, forex markups) combined with standard financial formulae. Banks and the Income Tax Department can change rates, so treat the output as a planning guide and confirm the final numbers with your bank or tax advisor before making decisions.
Do these calculators affect my CIBIL score?
No. The calculators are read-only estimates that never touch the credit bureaus. Only a formal loan or credit-card application triggers a hard inquiry on your CIBIL report.