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Tool directory

Pick the right calculator for your goal

Free financial calculators for India. Estimate EMI, income tax, credit score, or loan eligibility. No login needed.

Directory at a glance

Tools
33
Free, no login
Categories
7
Tax, fees, rewards, …
Updates verified
Oct 2026
Income Tax Act 2025 slabs

Start here — estimate your income tax, model a home loan EMI, or check the cost of any personal loan.

3 of 33

Fees

EMI, annual fee, break-even, loan eligibility, and total cost calculators.

4 tools

Pick the right tool

How to choose the right calculator

Pick the group that matches your goal. All tools are free, and all run in your browser.

  1. 1

    Name your goal

    Need EMI, tax, rewards, or fees? Pick one goal first.

  2. 2

    Pick a group

    Tax, fees, rewards, eligibility, lifestyle, debt. Each group has one kind of tool.

  3. 3

    Open the tool

    All 33 tools are free. No login. Results run in your browser. Nothing goes to a server.

  4. 4

    Check if you qualify

    Use the eligibility tools. Add your pay and credit score. See which loans or cards fit you.

Frequently asked questions

4 answers

Which calculator do I need first?
Start with the EMI calculator if you are comparing loans or thinking about converting a purchase to EMI. Use the income tax calculator to estimate your tax liability, and the credit score recommender to check which loan tier you may qualify for.

Are these calculators free to use?
Yes — every calculator is free and needs no account. Results compute instantly in your browser; nothing you type is sent to a server or stored.

How accurate are the results?
Results are estimates from publicly available rate data (loan interest rates, income tax slabs, forex markups) combined with standard financial formulae. Banks and the Income Tax Department can change rates, so treat the output as a planning guide and confirm the final numbers with your bank or tax advisor before making decisions.

Do these calculators affect my CIBIL score?
No. The calculators are read-only estimates that never touch the credit bureaus. Only a formal loan or credit-card application triggers a hard inquiry on your CIBIL report.
Browse all FAQ answers