Skip to content
Tax Calculator
How to Apply for the Axis Flipkart Credit Card in 2026 cover illustration

Guide

How to Apply for the Axis Flipkart Credit Card in 2026

Gautam Chauhan's profile photo Gautam Chauhan
3 min read
Reviewed by Jiyan Kazi Last reviewed 13 October 2026 Data verified 13 October 2026
AxisFlipkartCashbackOnline ShoppingLifetime Free

The Axis Flipkart Credit Card is a lifetime-free card co-branded with Flipkart. You earn 5% cashback on Flipkart, Myntra, and Cleartrip. You earn 4% on preferred merchants like Swiggy, Uber, and PVR. You earn 1.5% on all other online spends. You get 1% back on fuel. The card is best for Flipkart Plus members and is one of the strongest online shopping cards in the no-fee segment.

Why this matters

If you shop on Flipkart every month, the 5% cashback pays back more than most annual fees in 1 to 2 months. The 4% on preferred merchants covers dining, travel, and entertainment. This makes the card a strong all-rounder for online spends without paying a fee.

How to Apply for the Axis Flipkart Credit Card in 2026

How to apply Total time: 10 min · You’ll need: PAN, Aadhaar, Flipkart account, mobile, salary slips (if required)

  1. Check Flipkart card eligibility — You must be 21 to 60 years old. You must be an Indian resident. Your minimum monthly income must be ₹15,000. A CIBIL score of 720 or more is preferred.

  2. Sign in to Flipkart and find the card page — Open the Flipkart app. Go to Profile → Credit Cards → Axis Flipkart Card. Tap Apply Now.

  3. Pre-fill the application — The form is pre-filled with your Flipkart profile data — name, mobile, address. Confirm the data and add your employment and income details.

  4. Complete Aadhaar eKYC — Authorise the Aadhaar OTP eKYC. Verification finishes within 60 seconds.

  5. Submit and track — Submit the form. Note your 12-digit application reference number. Track your status in Flipkart under Profile → Credit Cards → Track. Approval takes 5 to 10 working days.

  6. Receive the card and activate — Once approved, the card arrives in 5 working days. Activate it by IVR, in the Axis mobile app, or at any Axis ATM. Set a 4-digit PIN.

  7. Use on Flipkart for 5% cashback — Use the card on Flipkart, Myntra, and Cleartrip to earn 5% cashback. The 5% is capped at ₹500 a month.

  8. Use on preferred merchants for 4% — Use the card on Swiggy, Uber, PVR, and other preferred merchants to earn 4% cashback. The 4% is capped at ₹500 a month.

Common mistakes to avoid

  • The 5% and 4% cashback are each capped separately. If you cross either cap, the rest of that month’s spend earns only 1.5%.
  • The card does not earn 5% on Flipkart gift cards or wallet loads. Those earn only 1.5%.

Pro tips

  • Put all your Flipkart and Myntra spends on this card to earn the full 5%
  • Use it for Swiggy and Uber to chase the 4% preferred merchant cashback
  • Track the ₹500 plus ₹1,000 monthly cap in the Axis mobile app
  • Pair with a 5X online shopping card for non-preferred merchants

Frequently asked questions

Is Axis Flipkart lifetime free?

Yes. There is no joining fee. There is no annual fee. There is no fee waiver target.

What is the 5% cashback cap?

5% on Flipkart, Myntra, and Cleartrip is capped at ₹500 per month. The 4% on preferred merchants is capped separately at ₹500 per month. The two caps are independent.

Does the 5% apply to Flipkart gift cards?

No. Flipkart gift cards and wallet loads earn only 1.5%.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

Share: X (Twitter) LinkedIn WhatsApp

← All guides