Skip to content
Tax Calculator
How to Apply for the Axis Magnus Credit Card in 2026 cover illustration

Guide

How to Apply for the Axis Magnus Credit Card in 2026

Rahul Godeshwar's profile photo Rahul Godeshwar
4 min read
Reviewed by Gautam Chauhan Last reviewed 13 October 2026 Data verified 13 October 2026
AxisMagnusPremiumLounge AccessAir Miles

You can apply for the Axis Magnus Credit Card if you earn at least ₹1,50,000 a month. The card costs ₹10,000 a year. If you spend ₹15 lakh a year, the fee is waived and you get 30,000 EDGE Miles — worth about ₹3,000 in flights. You also get 12 lounge visits and a 12,000-mile welcome bonus.

Why this matters

Most premium travel cards lock you into one brand or cap your rewards. Magnus gives 5 EDGE Miles per ₹100 on all travel spends with no brand lock. The 30,000 milestone bonus on ₹15 lakh is the standout — that is ₹3,000 in flight value just for spending what you normally would. The welcome bonus of 12,000 EDGE Miles covers the first year’s fee and then some.

Why this card

Axis Magnus is the right card for high spenders who clear the ₹15 lakh annual spend. If you can hit ₹15 lakh, the ₹10,000 fee is waived and you unlock 30,000 EDGE Miles — that is ₹3,000 in flight value on top of your normal spending. If you can clear only ₹2.5 lakh, Axis Atlas gives you the same transfer partners at half the fee.

How to Apply for the Axis Magnus Credit Card in 2026

How to apply Total time: 20 min · Estimated cost: ₹10,000 (joining fee) · You’ll need: PAN, Aadhaar, salary slips, bank statement, Form 16

Apply for the premium Axis Magnus Credit Card with 12,000 bonus EDGE Miles and 5X on travel. Income thresholds, eligibility, and walkthrough.

  1. Check Magnus eligibility — You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹1.5 lakh for salaried. CIBIL score of 760+ is preferred. Self-employed applicants need a minimum annual income of ₹25 lakh.

  2. Apply online via Axis Bank website — Visit axisbank.com → Cards → Credit Cards → Magnus. Click Apply Now. The form is pre-filled if you are an existing Axis customer.

  3. Complete the application — Provide your personal details, employment information, monthly income, and existing credit relationships. Choose the Magnus variant and number of supplementary cards.

  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.

  5. Upload income documents — Upload the latest 3 months’ salary slips, last 6 months’ bank statement, and Form 16. Self-employed applicants must upload 2 years’ ITR with computation and business proof.

  6. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 7–10 working days.

  7. Pay the joining fee and receive the card — Once approved, Axis will charge ₹10,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.

  8. Spend ₹1 lakh in 90 days for the welcome bonus — Spend ₹1 lakh within 90 days to earn 12,000 bonus EDGE Miles. The miles are credited within 30 days of meeting the spend target.

Common mistakes to avoid

  • Using online travel portals for bookings — The 5 EDGE Miles rate applies only to direct airline and hotel bookings. Online travel portals earn only 2 EDGE Miles. If you book through MakeMyTrip or Cleartrip, you lose 3 EDGE Miles per ₹100.
  • Missing the ₹15 lakh annual spend target — The 30,000 milestone bonus is a once-per-year target. If you spend ₹14 lakh, you get zero milestone miles. The 5 EDGE Miles on travel stays the same, but the ₹3,000 flight voucher is lost.
  • Not registering the EDGE Miles portal before first redemption — Cardholders who skip EDGE Miles registration within 90 days of card delivery lose their miles on expired transactions.

Pro tips

  • Use Magnus for direct airline and hotel bookings to maximise 5 EDGE Miles
  • Pair with Axis Atlas for high-value travel
  • Plan to spend ₹15 lakh to waive the ₹10,000 annual fee and unlock the 30,000 milestone
  • Register on the EDGE Miles portal and link the card before your first redemption

Frequently asked questions

What is the annual fee on Magnus?

₹10,000 + GST, waived on ₹15 lakh spends in the previous 12 months.

What is the welcome bonus?

12,000 bonus EDGE Miles on ₹1 lakh spent within 90 days of card issuance.

What is the milestone bonus?

30,000 bonus EDGE Miles on ₹15 lakh spent in a year, credited within 30 days of meeting the target.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

Share: X (Twitter) LinkedIn WhatsApp

← All guides