Skip to content
Tax Calculator
How to Apply for the Amazon Pay ICICI Card via the Amazon App in 2026 cover illustration

Guide

How to Apply for the Amazon Pay ICICI Card via the Amazon App in 2026

Darshil Chauhan's profile photo Darshil Chauhan
4 min read
Reviewed by Rahul Dabhi Last reviewed 13 October 2026 Data verified 13 October 2026
Amazon PayICICILifetime FreeAppBeginners

The Amazon Pay ICICI Credit Card is the easiest card to apply for in India. The whole process runs inside the Amazon app. It takes 3 minutes. Most people get instant approval. ICICI Bank and Amazon share the underwriting. This makes the eligibility rules softer than a standard ICICI card.

Why this matters

The Amazon Pay ICICI card is the best first card in India for first-time credit card users. You do not need an ICICI Bank account. Most applicants do not need to show income proof. No physical documents are needed. The card is free for life. Prime members earn 5% cashback on Amazon — the highest rate in the no-fee segment.

How to Apply for the Amazon Pay ICICI Card via the Amazon App in 2026

How to apply Total time: 3 min · You’ll need: Amazon app, Amazon account, PAN, Aadhaar, mobile

  1. Open the Amazon app and sign in — Open the Amazon app. Sign in to your Amazon account. Your mobile number and email must be verified. If you do not have an Amazon account, create one first.

  2. Go to the credit card page — Tap Amazon Pay → Credit Cards → Amazon Pay ICICI Card. Tap Apply Now. Read the benefits before you start.

  3. Check your eligibility — Tap Check Eligibility. Enter your mobile number, PAN, and date of birth. Amazon and ICICI run a soft check on your CIBIL. Eligibility is shown within 30 seconds.

  4. Complete Aadhaar eKYC — Tap Authorise. You will be taken to a UIDAI page. Enter your 12-digit Aadhaar number. Authorise and enter the OTP sent to your Aadhaar-linked mobile. eKYC finishes within 60 seconds.

  5. Fill the form — Enter your full name as on PAN. Add your residential address, employment type, employer name, monthly income, and work email. The form is pre-filled from your Amazon profile.

  6. Upload income documents if asked — If your monthly income is below ₹20,000, you may need to upload 2 years ITR. Most applicants do not need this because the card is treated as low risk.

  7. Get instant approval and a virtual card — Clean profiles get approval in under 60 seconds. A virtual card number is created right away. It is added to your Amazon Pay wallet. You can use it on Amazon immediately.

  8. Receive the physical card and activate — The physical card arrives in 5 to 7 days. Activate it through the ICICI iMobile Pay app, by calling the helpline, or at any ICICI ATM. The physical card works everywhere, not just on Amazon.

Common mistakes to avoid

  • Not having Amazon Prime — Non-Prime members earn only 3% on Amazon. Prime members earn 5%. Get Prime to earn the full rate.
  • Using the card for fuel, EMI, or cash advances — These earn 0% cashback.
  • Not setting up auto-pay — Missing a payment can cause late fees and a CIBIL score drop.

Pro tips

  • Buy Amazon Prime to unlock 5% cashback on Amazon
  • Use the card for Amazon Pay bill payments to earn 2% on utilities
  • Pair with the Amazon Pay UPI handle for UPI spends above ₹500
  • Set up auto-pay for the full statement balance in iMobile Pay

Frequently asked questions

Is the Amazon Pay ICICI card lifetime free?

Yes. There is no joining fee. There is no annual fee. There is no fee waiver target. The card is free for life.

How long does approval take?

Most people get instant approval in under 60 seconds. If your profile needs manual review, it takes 3 to 5 working days.

Can I apply without an Amazon Prime membership?

Yes. The card is open to all Amazon users. Non-Prime members earn 3% on Amazon. Prime members earn 5%.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

Share: X (Twitter) LinkedIn WhatsApp

← All guides