Skip to content
Tax Calculator
How to Apply for the ICICI Amazon Pay Credit Card cover illustration

Guide

How to Apply for the ICICI Amazon Pay Credit Card

Rahul Godeshwar's profile photo Rahul Godeshwar
4 min read
Reviewed by Gautam Chauhan Last reviewed 13 October 2026 Data verified 13 October 2026
ICICIAmazon PayLifetime FreeCashbackBeginners

The Amazon Pay ICICI Credit Card is India’s most popular lifetime-free credit card. Prime members earn 5% cashback on Amazon.in. Non-Prime members earn 3%. All cardholders earn 2% on Amazon Pay partners and 1% on everything else. The card is co-branded with Amazon and ICICI. You apply through Amazon’s portal — no ICICI NetBanking needed.

Why this matters

The Amazon Pay ICICI card is the fastest card to get in India. The application takes 3 minutes. Eligibility is decided in 30 seconds. A virtual card is ready immediately. There is no income proof needed for most applicants.

Why this card

The ICICI Amazon Pay card is the easiest entry-level card in India. You need an Amazon account, PAN, Aadhaar, and a mobile linked to Aadhaar. Most applicants get approved in 60 seconds. The card is free for life.

How to Apply for the ICICI Amazon Pay Credit Card

Application details Total time: 5 min · You’ll need: Amazon account, PAN card, Aadhaar number, mobile linked to Aadhaar.

  1. Log in to Amazon.in — Go to amazon.in and sign in with your existing Amazon account. Your mobile number and email must be verified.

  2. Find the Amazon Pay ICICI card page — Search for “Amazon Pay ICICI Credit Card” or visit amazon.in/amazonpay-icici-card. Click Apply Now at the top right.

  3. Check your eligibility — Click Check Eligibility. Enter your mobile number, PAN, and date of birth. Amazon and ICICI run a soft inquiry on your CIBIL. Eligibility is decided within 30 seconds.

  4. Fill in your details — Enter your full name (must match PAN), residential address, employment type, employer name, monthly income, and work email.

  5. Complete Aadhaar eKYC — Enter your 12-digit Aadhaar number, give consent, and enter the OTP sent to your Aadhaar-linked mobile. eKYC completes within 60 seconds.

  6. Submit income proof (if asked) — For incomes below ₹20,000 a month, you may be asked to upload 2 years ITR. Most applicants are exempted.

  7. Get instant approval and a virtual card — Approval is granted within 60 seconds for clean profiles. A virtual card number is generated immediately and added to your Amazon Pay wallet.

  8. Receive the physical card and activate — The physical card arrives within 5–7 days. Activate it through the ICICI iMobile Pay app, by calling the helpline, or at any ICICI ATM.

Common mistakes to avoid

  • Using the card for fuel, EMI, or cash advances — These earn 0% cashback. The card is optimised for Amazon and partner spends only.
  • Opening multiple Amazon accounts to re-apply — ICICI tracks your PAN and rejects duplicate applications immediately.
  • Paying only part of your bill — Revolving credit cancels the cashback. Always pay the full outstanding amount by the due date.

Pro tips

  • Buy Amazon Prime to unlock 5% cashback — Without Prime, the rate is 3%. Prime costs ₹299 a year and pays for itself in one month of regular Amazon shopping.
  • Use the card for Amazon Pay bill payments — Earn 2% cashback on utilities paid through Amazon Pay.
  • Link the Amazon Pay UPI handle — Earn 1% on UPI transactions above ₹500.
  • Always pay the full bill — Revolving credit cancels all cashback earned that month.

Quick verdict

The ICICI Amazon Pay Credit Card is the right answer for any Indian cardholder whose primary online merchant is Amazon and who wants a lifetime-free card with no income proof. The Amazon app flow is the fastest application in the Indian market — 3 minutes, no income documents, instant virtual card.

Frequently asked questions

Is the Amazon Pay ICICI card lifetime free?

Yes. There is no joining fee, no annual fee, and no fee waiver target. The card is free for life.

What is the cashback cap?

5% Prime cashback is uncapped. 3% non-Prime is capped at ₹600 a month. 2% partner-merchant is capped at ₹500 a month.

Can I apply without an Amazon account?

No. An active Amazon account with a verified mobile number and email is mandatory.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

Share: X (Twitter) LinkedIn WhatsApp

← All guides