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Loan EMI Calculator

Calculate EMI on any loan — personal, home, car, or credit card.

Free · No login Runs in your browser Verified
Note: This EMI calculator excludes the processing fee (1–2% of principal, charged upfront) and GST on the interest component (18%). For the all-in cost, add the processing fee to the principal before running the calculator.

Default preview · change inputs to recalculate

Monthly EMI
4584
Total interest
5008

What you'll see in the results

2 outputs come back. Here is what each one means.

Monthly EMI
Rupee amount you owe, earn, or save.
Total interest
Rupee amount you owe, earn, or save.

How to use this calculator

  1. Enter the principal

    Type the value you want to compute against. The calculator accepts any number in the unit shown next to the field label.

  2. Set interest rate (% pa), tenure (months)

    Fill the remaining 2 fields so the calculator has everything it needs. Defaults are pre-loaded for a quick first look.

  3. Read the 2 results

    Results show monthly emi, total interest. The values update live as you change inputs.

  4. Copy or screenshot the result

    Use the "Copy" button on the results panel to copy every value to your clipboard for sharing with a bank, lender, or financial advisor.

Methodology and sources

The calculator runs a standard financial formula on the values you enter. Verify the final numbers with your bank or financial institution before making any decision — banks update their fees, interest rates, and tax treatment without notice.

  1. 1. RBI — regulated entities list Find your bank's current rates, fees, and T&Cs before making any decision.

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