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Guide

How to Apply for the Axis Burgundy Private Credit Card in 2026

Rahul Godeshwar's profile photo Rahul Godeshwar
4 min read
Reviewed by Darshil Chauhan Last reviewed 13 October 2026 Data verified 13 October 2026
AxisBurgundyUltra PremiumPrivate BankingInvite Only

The Axis Burgundy Private Credit Card is the most exclusive Axis card. It is for Burgundy Private Banking customers only. You get unlimited domestic and international lounge access. You earn 5 EDGE Miles per ₹100 on all retail spends. You get a dedicated relationship manager and 24/7 concierge service. You also get exclusive dining experiences. If you spend ₹20 lakh in a year, you get a ₹20,000 milestone voucher. The annual fee is ₹30,000 — the highest in the Axis range.

Why this matters

Burgundy Private is the most rewarding Axis card. The 5 EDGE Miles per ₹100 on all categories — with no restrictions — is the highest flat-rate earner in the Axis range. Unlimited lounge access, a dedicated RM, and concierge are not available on any other Axis card. The ₹30,000 fee is recovered in 4 to 5 international trips for frequent travellers.

How to Apply for the Axis Burgundy Private Credit Card in 2026

How to apply Estimated cost: ₹30,000 (joining fee) · You’ll need: Existing Axis Burgundy relationship, relationship manager, PAN, Aadhaar, address proof, financial documents

  1. Become a Burgundy Private Banking customer — The Burgundy Private Credit Card is only for Burgundy Private Banking customers. To qualify, you need a minimum investable net worth of ₹5 crore. Or you need a minimum quarterly balance of ₹50 lakh in Axis accounts.

  2. Build your relationship with Axis Bank — Put 80% of your liquid net worth in Axis accounts for at least 12 months before applying. Hold an Axis demat account with active equity or debt investments. Use at least 3 Axis products.

  3. Maintain a strong CIBIL profile — Burgundy Private is offered to applicants with a CIBIL score of 780 or more. Keep your credit utilisation under 25%. Never miss an EMI payment.

  4. Wait for the invitation — Burgundy Private invitations are sent by Axis Burgundy team once a quarter. If you have an Axis Burgundy RM, ask them to recommend you.

  5. Accept the invitation and complete the form — The invitation has a one-time link to the Burgundy Private application form. Complete it within 7 days. The form asks for your full name, PAN, address, employment details, and a personal declaration of assets.

  6. Undergo in-person verification — An Axis Burgundy representative visits your residence or office for verification. Have your PAN, Aadhaar, and address proof ready.

  7. Get credit committee approval — The Burgundy credit committee reviews your application. Approval takes 15 to 20 working days.

  8. Pay the joining fee and receive the card — Once approved, Axis charges ₹30,000 plus GST as the joining fee. The card arrives in a welcome kit. Your dedicated RM and concierge team contact you within 48 hours.

Common mistakes to avoid

  • Do not apply through third-party agents. Axis does not accept any application that does not come from an RM recommendation.
  • The ₹30,000 annual fee is not waived in the first year. It is non-refundable.

Pro tips

  • Talk to your Burgundy RM 12 months in advance to discuss your eligibility
  • Move fixed deposits from other banks into Axis to increase your relationship value with the bank
  • Use Axis Reserve as a stepping stone — Burgundy Private is a one-step upgrade path from Reserve
  • Always pay your bill in full each month

Frequently asked questions

Can I apply for Burgundy Private without an invitation?

No. Burgundy Private is invitation-only. There is no public application form.

What is the annual fee on Burgundy Private?

₹30,000 plus GST. It is NOT waived on any spend target. The fee is non-refundable in the first year.

What is the minimum net worth for Burgundy Private?

Axis does not publish a fixed minimum publicly. Most Burgundy Private cardholders have a minimum investable net worth of ₹5 crore and maintain a quarterly balance of ₹50 lakh in Axis accounts.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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