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Calculator

Reward Points Calculator

Calculate your monthly points earned across spend categories like dining, travel, shopping, and more.

Free · No login Runs in your browser Verified

Default preview · change inputs to recalculate

Monthly points
347.5
Annual points
4170
Rupee value / yr
1042.5

What you'll see in the results

3 outputs come back. Here is what each one means.

Monthly points
Count or quantity.
Annual points
Count or quantity.
Rupee value / yr
Rupee amount you owe, earn, or save.

How to use this calculator

  1. Enter the dining

    Type the value you want to compute against. The calculator accepts any number in the unit shown next to the field label.

  2. Set travel, shopping, fuel, groceries, other, card tier

    Fill the remaining 6 fields so the calculator has everything it needs. Defaults are pre-loaded for a quick first look.

  3. Read the 3 results

    Results show monthly points, annual points, rupee value / yr. The values update live as you change inputs.

  4. Copy or screenshot the result

    Use the "Copy" button on the results panel to copy every value to your clipboard for sharing with a bank, lender, or financial advisor.

Methodology and sources

The calculator runs a standard financial formula on the values you enter. Verify the final numbers with your bank or financial institution before making any decision — banks update their fees, interest rates, and tax treatment without notice.

  1. 1. RBI — regulated entities list Find your bank's current rates, fees, and T&Cs before making any decision.

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