Rewards

Paying Education Fees with Credit Card in India: Charges and Math

Paying school or college tuition by credit card? Compare 1% third-party surcharges, 18% GST, MCC exclusions, and rupee math before you swipe.

Why Your Fuel Card's Cashback Disappears at the Pump: The Surcharge Trap Explained

Credit Card on UPI: How RuPay Credit Cards Work in BHIM, PhonePe, and Google Pay

Linking a RuPay credit card to UPI lets you scan any QR code and pay with credit. Here is how the linkage works, the per-transaction limits, the rewards reality, and the RBI / NPCI rules behind it.