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Articles tagged GST on FinWiz24 — plain-English guides on tax, GST, loans, and personal finance.
If your turnover crosses the GST threshold, you must register within 30 days. Here is exactly who needs to register, what the thresholds are for FY 2026-27, which documents you need, and the step-by-step process on the GST portal.
Every GST-registered person must file returns every period — but the form you use and the deadline depend on your turnover, your business type, and whether you are on the composition scheme. Here is a plain-English guide to every GST return form.
Input tax credit lets businesses reduce their GST bill by claiming credit for tax paid on purchases. Getting it wrong — missing invoices, expired claims, wrong classification — is the top GST compliance mistake.
Paying rent with a credit card triggers dual platform and bank surcharges up to 3.2% with zero rewards. Here is the bank fee schedule, GST math, and TDS rules.
No-cost EMI looks free on the bill, but processing fees, lost cashback, and merchant price inflation typically cost ₹6,000–₹15,000 on a ₹1–2 lakh purchase. Here's the math.
Auto-debit reversals, dispute timelines, and the bank's burden of proof. What changed and what to do.
Late-fee caps, minimum amount due rules, tokenisation rollout, and the new e-mandate framework — what they mean for you.
Both let you access cash on a credit card. The fees, interest rates, and grace periods differ dramatically.
Annual fee, late fee, over-limit fee, cash advance fee — most can be reversed if you ask the right way.
A loan against your credit-card limit lets you borrow against your card. The rate is high; the convenience is real.
Most Important Terms and Conditions: the bank's binding contract with you. What to look for.
A ₹10,000 annual fee can be a bargain or a rip-off. Here's how to decide on the math, not the marketing.
A credit card statement has 30+ line items. Here's what each one means and which ones to verify.
When the credit card is cheaper than a personal loan, and when it's dramatically more expensive.
If you have ever carried a balance just for a few days, you have paid more than you think. The math, in plain terms.
Annual fee, late fee, finance charge, cash advance fee, EMI fee — what each one is, when it applies, and what it costs.
Cashback and rewards from banks are exempt from income tax under the Income Tax Act 2025. The 2023 TDS rule covers gaming winnings, not card rewards.
Every swipe you make generates 1.5% to 2.5% of revenue for the issuing bank. Here's where it comes from and where it goes.
Annual fees, finance charges, late fees, cash advance fees, EMI processing fees — most of them carry 18% GST.
Late-fee caps, finance-charge review, e-mandate framework, and tokenisation. The RBI's 2026 agenda for credit cards.