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Axis Bank ACE Credit Card: Is the ₹499 Annual Fee Worth It?

The Axis Bank ACE charges ₹499/year for 5% utility and 4% dining/cab cashback. We calculate the exact monthly spend to break even, how the ₹500 cap works, and who should apply.

Credit Card on UPI: How RuPay Credit Cards Work in BHIM, PhonePe, and Google Pay

Linking a RuPay credit card to UPI lets you scan any QR code and pay with credit. Here is how the linkage works, the per-transaction limits, the rewards reality, and the RBI / NPCI rules behind it.