Debt

Credit Card Revolving Balance: The Real Interest Cost When You Carry Debt

Carrying a ₹10,000 credit card balance forward costs ₹3,600 or more per year in interest — before GST. Here is the exact math, month by month.

Credit Card Minimum Payment Trap: The True Cost in Rupees

Paying only the minimum due on your credit card can cost you 5-10x more than the original bill. Here is the exact math for Indian cardholders.